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PayStream Advisors delivers unbiased, third-party market trend information, assessments of financial automation technology, and innovative ideas to business leaders in healthcare, consumer billing, finance and treasury, accounts receivable and accounts payable.

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Consumer Payment Automation: Consumer Behavior and the Payments Landscape


Publication Length: 35 Pages
Publication Date: 2/26/2009
Publisher: PayStream Advisors

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Research from PayStream Advisors revealed that 2006 was a watershed year for this migration from paper-based to electronic payments. In 2006, for the first time in history, consumer remittance payments made via electronic methods overtook check and cash payments. Considering that electronic payments represented only eight percent of recurring bill payments in 1995, this is quite a sea change. The year 2007 proved that this was not a one-time phenomenon, but rather a harbinger of the future of consumer to business payments. In 2007, electronic bill payments comprised 62 percent of all remittance payments, while cash and check accounted for only 32 percent.

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In this 14-page white paper released by PayStream Advisors, Inc. you can read more about consumer trends and choices and read about four featured consumer payment automation vendors. ClearTran, Inc., Kubra, SoundBite Communications and Western Union Payment Services.

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