Nipendo, a leading provider of procure-to-pay automation solutions announced yesterday that they would be joining forces with Integrate Financial, a provider of supplier network financing solutions. The intended outcome of this partnership is to provide a supply chain finance solution that is tightly integrated with the procure-to-pay process, allowing buyers to offer early payments to their suppliers that can be expected as soon as hours after submitting an invoice.
As a result of globalization and increased offshore sourcing, for many US companies a lengthened supply chain has resulted in a reduction of capital availability. This often results in an extension of payment terms to suppliers and thus a higher cost of money and riskier supply base. The obvious solution to this problem is supply chain finance—a solution that has been around for decades. Yet recent studies have shown that only a small portion of organizations offer trade financing to their suppliers. Increasing capital and compliance requirements have left banks offering fewer financing options. Nipendo and Integrate Financial have teamed up to significantly reduce the risks and barriers typically associated with receivable financing.
Nipendo’s invoice automation platform ensures errorless invoice validation, reception, compliance, and matching to allow for suppliers to get immediate notification of non-compliant invoices. This results in processing and approval for payment almost instantly. Integrate Financial uses the data made available by Nipendo to offer near-real-time financing. Embedded into the Nipendo Supplier Cloud, Integrate Financial can make on-demand pre-approved financing offers to suppliers. Small and medium sized businesses that have seen increased restrictions from more traditional financing methods will find this highly valuable.
PayStream is very excited to see what this partnership will mean for the procure-to-pay automation industry. Be sure to look for Nipendo in our AP & Working Capital report scheduled to come out this June.


